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Terms of Service

Effective Date: April 1, 2026

By accessing or using the SINet website (www.sinet.africa), you agree to be bound by these Terms of Service. If you do not agree, please do not use our website.

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Important Disclaimer

SINet is not a registered investment advisor. The information provided on this website is for educational and informational purposes only. Past returns do not guarantee future results. All investments involve risk — conduct your own research before investing.

1About SINet

SINet (Student Investment Network) is a student-driven investment community that connects investors with opportunities across multiple sectors. Our website provides information about our investment model, returns, and how to participate.

2Not Financial Advice

Nothing on this website constitutes financial, investment, or legal advice. All information is provided “as is” without warranties of any kind. You are solely responsible for evaluating the merits and risks associated with any investment opportunity. We strongly recommend consulting with a qualified financial advisor before making any investment decision.

3Investment Participation

Investing with SINet involves risk, including the potential loss of principal. By expressing interest in investing:

  • You acknowledge that you have read and understood our investment model
  • You accept that returns are not guaranteed
  • You understand that past performance does not indicate future results
  • You confirm that you are investing at your own risk

4Eligibility

To participate in SINet investment opportunities, you must:

  • Be at least 18 years of age
  • Have the legal capacity to enter into binding agreements
  • Provide accurate and complete information
  • Not be located in a jurisdiction where such participation is prohibited

5Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of SINet or its content suppliers and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, or create derivative works without our prior written consent.

6Limitation of Liability

To the maximum extent permitted by law, SINet and its founders, officers, employees, and affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from:

  • Your use of or inability to use the website
  • Any investment decision made based on information from this website
  • Any loss of capital or investment returns
  • Any errors or omissions in website content

7Third-Party Links

Our website may contain links to third-party websites. We do not endorse or assume responsibility for the content or practices of these sites. You access them at your own risk.

8Termination

We reserve the right to terminate or suspend access to our website at any time, without notice, for conduct that violates these Terms or is harmful to other users.

9Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Federal Republic of Nigeria. Any disputes arising from these Terms shall be resolved in the courts of Kogi State, Nigeria.

10Changes to Terms

We may modify these Terms at any time. Continued use of the website after changes constitutes acceptance of the modified Terms.

11Contact Information

For questions about these Terms, please contact us: